Variable Annuities

In pursuit of our mission, we have attained the ability to offer advisors the opportunity to manage variable annuity accounts. Through an Aegon Variable Annuity Program that provides a commission free low-cost structure, investment advisors can create customized portfolios to best fulfill clients' needs.

Aegon's fees range from 55 to 75 basis points for mortality and expense risk fees and administrative charges; the underlying funds fees range from 0.14% to 1.68%. Currently there are 43 investment options, including passive and active managers. As the advisor to the account you include the assets within the variable annuity in your assets under management and are fully billed as such.

Fidelity Investments Life Insurance Company offers low-cost variable annuity products that are held at Fidelity and viewable on Advisor Channel. Funds in these annuities are assets under management and may be billed as such.